~/xmrpaid/docs $
How it works
From launch to Monero in your address — everything XmrPaid does, step by step.
// Creator fee
0–3%
// Launch cost
Free
// Paid in
XMR
// Wallet
None
## Overview
XmrPaid lets anyone start a pump.fun coin without connecting a Solana wallet. Instead of collecting creator fees in SOL yourself, you give us a Monero address and the fees your coin earns are delivered there.
Launching costs nothing. You only decide the name, ticker, image and how large your creator fee should be.
## 1. Launch
Fill in your coin details, pick a creator fee between 0% and 3%, and paste the Monero address that should receive your earnings. We support standard addresses (4…), subaddresses (8…) and integrated addresses.
XmrPaid deploys the coin on pump.fun for you. Once it is live you get a private management link — keep it safe, it is the only way to open your coin later.
## 2. Fees accrue
Every buy and sell on pump.fun generates the creator fee you chose. Those fees pile up in SOL on the launch account tied to your coin.
You can follow trading activity, market cap and accrued fees from the coins list or your coin page at any time.
## 3. Converted to XMR
Accrued SOL is periodically swapped to Monero through a non-custodial exchange route. Swaps are batched so network and exchange costs stay small relative to the payout.
The rate you receive is the market rate at the moment of the swap, minus the exchange spread and the Monero network fee.
## 4. Paid out
When the converted balance for your coin passes the payout threshold, the XMR is sent on-chain to the address you provided. Smaller balances simply roll over to the next cycle — nothing is lost.
Payouts are fully automatic. There is nothing to claim and no wallet to connect.
## Privacy
Your Monero address is never shown on the coin, on pump.fun or anywhere on XmrPaid. Monero is private by default — amounts, senders and receivers are hidden on-chain, so your payouts stay yours. For extra separation, use a fresh subaddress for each coin.
## FAQ
> Do I need a wallet to launch?
No. You only need a Monero address to receive payouts.
> Can I change my fee or address later?
Yes, from your private management link. Changes apply to fees earned after the update.
> What happens when my coin leaves the bonding curve?
Creator fees keep accruing after migration and are paid out in XMR the same way.
> Is there a minimum payout?
Yes. Small amounts are held until they exceed the payout threshold so network fees do not eat your earnings.